Why Purchase Online Travel Insurance | Travel Insure

Why Purchase Travel Insurance ?   The Benefits of Travel Insurance

   

Travel Insurance provides protection when travelling overseas and within Australia. It gives peace of mind that you are covered in the case of emergency such as sickness or accident, lost or damaged luggage, motor vehicle accident and cancellation.

Why you need a travel insurance policy?

 

Although the chance is relatively small that you will need to make a substantial claim it is a risk you cannot afford to take. In cases where they had insufficient travel insurance people have had to sell or (re)-mortgage their house in order to cover expenses, usually of a medical nature, that they incurred as a result of an illness or accident overseas.

What is a good travel insurance policy?

 

A good travel insurance policy is one that gives you value for your money. Value for money in travel insurance is a policy that provides the required amount of cover at a reasonable premium together with an always readily available and informative Emergency Assistance contact and an efficient and fair Claims process. When purchasing a travel insurance policy you should look at the quality of the policy as well as the premium. The cheapest policy in the marketplace is generally not the best policy.

 

What does travel insurance cover?

 

 Our policies cover the following events (subject to certain conditions) whilst traveling overseas:-

  • Medical & Dental Expenses
  • Medical Evacuation and Repatriation
  • Travel Cancellation & Deferment Costs
  • Luggage & Personal Effects
  • Emergency Travel Arrangements
  • Rental Vehicle Excess
  • Death Expenses
  • Personal Liability & Legal Expenses
  • Financial Default

Please check each policy product and type carefully for its Inclusions and Exclusions

Travel Insurance is normally purchased for the full duration of the trip. You can extend your Insurance to cover your trip up to 24 months (subject to policy wording) in total as long as the extension is put in place before the policy expires.

 

Travel Insurance Quick Facts

 

    • Travel Insurance is strongly recommended by the Department of Foreign Affairs and Trade for all overseas travel. They say "If you can't afford travel insurance you can't afford to travel"
    • 24 Hour Emergency Assistance: All QBE policy holders have access to our Emergency Assistance Team. This experienced team works around the clock assisting our clients when they are in need of help 
    • Approximately 1 in 10 QBE Policy Holders make a claim on their travel insurance